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9435 Uppsatser om High-risk portfolio. - Sida 62 av 629
Gymnasiebibliotekariens yrkesroll En fenomenografisk undersökning.
Although school librarians have an important role to play in high schools helping teachers and students during their education, Swedish school librarians are often considered to end up left out by teachers and head principals due to school librarians vague and unclear professional role in the school. The aim of this thesis is to attempt to study school librarians own apprehensions of their particular professional role in a high school context, and how their professional role is believed to be apprehended by teachers and head principals. The results are based on interviews made with eight school librarians working in different high school libraries in Gothenburg during April 2002. By using phenomenographic method various existing apprehensions of the specific phenomena that the professional role of the school librarian constitutes of are made clear. The aim of the method is not to study what the profession constitutes of, but rather how it is apprehended by the school librarians themselves.
Riskbedömningar vid ränteförändring - En analys av bolånemarknaden
Syfte: Denna studie ämnar undersöka hur sambandet ränteförändring och risk ser ut, utifrån bankernas perspektiv såsom bostadslångivare. Hur påverkas bostadspriser och hushållens boendekostnader av räntan? Innebär nuvarande situation på den svenska marknaden någon risk och är bankerna i så fall medvetna om denna? Finns det anledning att se över nuvarande strategi för bostadsutlåning för att bättre möta ett eventuellt högre ränteläge? Metod: Sambandet ränta ? risk utforskas genom antagandet att kreditrisk drivs av dels sjunkande bostadspriser och dels ökande boendekostnader. Alltså studeras hur dessa två faktorer påverkas av en ränteförändring. Denna del görs deduktivt genom tillämpning av kvantitativ data på diverse teori om bostadspriser.
En kvalitativ studie om kreditbedömning i banker : revisionens betydelse i processen
Today all private corporations are obligated by statutory audit. The government of Sweden appointed an investigation to conclude if the audit should be statutory or not. The investigator presented on the third of April 2008 a report (SOU 2008:32) that suggests abolishment of the statutory audit for approximately 97 % of all private corporations in Sweden. This will result in certain effects on the banks credit rating because of the fact that the banks trust the audited accounts to have been audited by an independent audit.The most important in the banks credit rating are: personal judgement, business concept, business plan and repayment ability. The banks also use the private corporations audited accounts in its credit rating.We conducted a case study by interviewing four bank officials in different banks in Skövde and Tibro.
Framtidens avloppsvattenreningsverk ? en modern energiproducent : En fallstudie av Himmerfja?rdsverket
In a sustainable society the use of renewable energy and recycling of materials is of high importance. Wastewater treatment plants use large amounts of energy in the processing of wastewater. This study seeks to evaluate wastewater as an energy resource and to examine treatment plants potential to become sustainable energy producers. The study is based upon the internal processes of Himmerfja?rdsverket.
Den individuella utvecklingsplanen Tidstjuv eller pedagogiskt hjälpmedel?
Arbetet handlar om en ny förordning som kommit till i januari 2006. Förordningen innebär att alla elever i skolåren 1-9 ska ha en individuell utvecklingsplan. Vi har undersökt hur arbetet med förordningen fungerar ute på fyra skolor i södra Halland och hur skolorna arbetat fram sin individuella utvecklingsplan samt hur den används i det vardagliga arbetet. Den viktigaste frågan för oss har varit att ta reda på om lärarna har ansett att arbetet med den individuella utvecklingsplanen tagit tid från undervisningen eller om det är ett hjälpmedel. Vårt resultat visar att de intervjuade lärarna tyckte att från början tog arbetet mycket tid, men efter att ha arbetat med den en tid ser alla lärarna en stor fördel med att alla elever har en individuell utvecklingsplan.
Effektiv avkastning kopplat mot risk : En analys av sex börsnoterade fastighetsbolag
Intresset och möjligheterna för att exponera sitt kapital mot fastigheter har funnits länge men ökat under de senaste årtiondena. Historiskt sett har bara direkta investeringar skapat denna exponering men idag finns andra alternativ så som fastighetsfonder och börsnoterade fastighetsbolag. På Stockholmsbörsen finns det idag 18 fastighetsbolag som har haft en varierande effektiv avkastning. Då flertalet av dessa bolag profilerar sig på ett liknande sätt kan det uppstå svårigheter att verkligen förstå vad som skiljer bolagen åt och förstå vilken risk bolagen utsätter sig för.I kombination med en viss strategi följer en riskprofil som kan vara mer eller mindre attraktiv för en investerare. För att urskilja mönster måste en analys ske på nyckeltalsnivå och det går inte att enbart rekommendera ett bolag utifrån en viss strategisk inriktning på grund av att nyckeltalen kontinuerligt förändras.Att investera i ett bolag med god direktavkastning, hög belåning och en betydande substansrabatt har historiskt visat sig vara lönsamt.
Finanskrisens baksida : Fyra fallstudier om personaladministration under finanskrisen 2008
The purpose of this paper is to examine and analyze past development of mutual funds in large and small mutual fund companies and see if there are any differences between these two segments. Limitations on the number of funds have been made by choosing Nordic mutual fund companies that invest in emerging markets over an 11-year period. The study is made on 66 mutual funds managed by 13 mutual fund companies in which the segment of small fund companies includes seven fund companies with assets under management less than 100 billion SEK and the segment of large mutual fund companies includes six fund companies with assets under management more than 400 billion SEK. In the comparison of the segments the Sharpe ratio has been used to calculate the risk-adjusted return. The study shows small differences of the risk-adjusted return between the segments.
Försäkringskassan- effektiv och/eller rättssäker?
The public administration and its officials have a number of values which they have to relate to in their work. The values are a set of democratic and economic values.This study?s purpose is to examine how the officials at the National Insurance Office in Sweden give priority to these values. The study is performed by interviews with officials at two insurance offices.The study shows that the officials in a high degree value the democratic values legal security and public ethics. In turn they experience that productivity, which is an economic value, is being promoted in a high degree from the management.
Kina- och Rysslandsfonder : En jämförande studie i nedgång och uppgång av den svenska börsen
Purpose: Aims of this paper is to evaluate a comparative study between China and Russia funds in respect of the risks and returns. We also want to examine what has affected the funds in their respective domestic stock market. Method: The study is based on qualitative methodology to complement the quantitative survey by first gathering of secondary data from Morningstar, and fund manager´s stories on fund and banking companies' websites. Primary data is conducted by the interview with fund manager. The sample consists of all land funds for China and Russia has found more than 10 years on the stock market.Results and Conclusion: The survey shows that China funds will generate better in decline than Russia Funds in both return and risk-adjusted Sharpe ratio. Because the China funds had better risk diversification and its holdings spread across different industry area while Russia funds is more directed towards oil and gas industry.
Kassaflödesanalyser : En undersökning av kassaflödesanalysens användning i förhållande till det tidsperspektiv som styr företagens agerande.
Purpose: The purpose of this thesis is to investigate potential associations between usage of the cash flow statement report and time perspective in which companies? acts and set goals. Method: Our approach is quantitative, using empirical data summarized in a statistical procedure. The result is thereafter analysed through the developed analysis model from which conclusion is drawn. Results: We have in the investigation stated that the usage of the cash flow statement report varies depending on the time perspective in which companies? acts.
Sociala medier och skolbibliotek ? En användarundersökning av efterfrågan av sociala medier på ett skolbibliotek
The purpose of this study is to examine the role social media canplay in a school library context, based on a theoretical model,called ?A new model for the public library in a knowledge andexperienced society? by Henrik Jochumsen, Dorte Skot-Hansenand Casper Hvegaard Rasmussen.The bachelor thesis aim to answer three research questions, theyare as follow: Which request of social media is there by teachersand pupils at a high school library? Which social media is the mostrequested by teachers and pupils at a high school library? Andshould the library services for teachers and students be improved ifsocial media were used at a high school library?The methodology used for this study was an inquiry investigation.My findings are presented in a context of previous, relatedresearch and the study shows that teachers and pupils are wellinformed of what social media is and they use social media whenthey are at school.The thesis also shows that the unit I study, a vocational trainingunit, is more or less interested in what the school library can do forthem with social media.They seldom are at the school library and they seldom use theteach platform were they can find library services.This result can open up for the school library to meet the users at anew arena with for example social media..
Orsaker till differenser mellan beräknad och faktisk energianvändning i nyproducerade flerbostadshus
This master thesis was written for Arla Foods and the result of the thesisserves to gain Arla Foods in its work with chemical hazardous and to bringnew academic results. The thesis aims to create a common methodology forrisk analysis with the handling of chemicals.The theories displayed in this thesis focuses on different risk managementmethods in order to build up a framework out of which a risk management toolwas created. The main primary data source consists of interviews held withemployees within Arla Foods at different facilities.The risk management tool can be found in appendix K.Available recommendations for how to evaluate risks with chemicals can befound at appropriate government agencies. These recommendations aredrawn up to suite small and medium enterprises and therefore are to narrowto make a good foundation for analysing chemical risks at large companies.With the legislation and government demands in mind, a tool has beencreated to fit a large company?s needs when managing chemical risks.
Kritiska Prestations Indikatorer (KPI), Hur väl fungerar KPI:er som verksamhetsstyrning inom den producerande industrin?
The purpose of this thesis is to examine how key performance indicators are being used as performance management tools within the production industry. Specifically the purpose is to investigate how the KPI:s within the telecommunications industry drives reusability regarding production test systems. This thesis will also highlight today?s cost models and suggest improvements of the KPI and what new ones could be introduced. A case study at Ericsson AB has been performed.
Country of Origin som marknadsföringsinstrument
Titel: Country of Origin som marknadsföringsinstrument- Om betydelsen av ursprungsland vid marknadsföring i ett internationellt perspektiv Problem: Vilken betydelse har ursprungsland (COO) för konsumentens köppreferenser? Går det att upptäcka skillnader i COO-begreppets betydelse för produkter med hög respektive låg upplevd risk? Syfte: Att kartlägga och förstå fenomenet ursprungsland/Country of Origin vid marknadsföring i ett internationellt perspektiv Metod: Genomgång och översikt av för kunskapsområdet relevant aktuell litteratur. Kvantitativ undersökning av betydelsen av COO för svenska konsumenters köppreferenser vid hög respektive låg upplevd risk. Slutsatser: COO är en av flera faktorer som medverkar till att påverka konsumentens köpbeslut. Betydelsen av COO som determinant i köpbeslutsprocessen ska inte överskattas, men går heller inte att avfärda.
Identifiering av gallringsbehov med hjälp av flygburen laserskanning :
Thinning is one of the most important silvicultural activities in middle aged forests, partly to minimize damages and partly because it leads to earlier harvesting revenues and increases the value of the remaining trees. There are many different indices used to describe stand density and thereby the need of thinning in forests today. Studies have shown that forest variables can be estimated with high accuracy using airborne laser scanning and it is likely that the method could also be used to estimate forest density indices. In this study, the possibility of using the forest density index ?H² to determine and map priorities for thinning operations for a forest area was examined.