The recent turbulence in the financial markets has contributed to the banks becoming more restrictive to lend to real estate financing. Deleveraging in Europe's banking sector has also contributed to banks reducing their leverage and increasing capital adequacy to meet the new requirements. Loan-to-value ratios in real estate loans have fallen while banks' interest margins have increased, which has made property investors to look for alternative sources of funding in the capital markets. The two most interesting forms of financing for real estate right now is bonds and preferred shares as they fit property companies that generate stable and predictable cash flows. A bond is an interest-bearing debenture certifying that the purchaser has lent money to the company that issued the bond.

The moose is a keystone species in the boreal forest ecosystem, but the dense Swedish population do cause some serious problems. From a forestry perspective, their browsing on young Scot pine (Pinus sylvestris) causes extensive losses of revenue. Adjusting the cleaning along roadsides of low trafficked forest roads can favour the production of plant species preferred by the moose. This is thought to redirect the moose´s browsing to the roadsides and thereby decrease the damages on commercial forest.The aim of this study has been to present a first evaluation of the vegetation in roadsides, one year after wildlife-adapted roadside clearing has been undertaken. In the wildlifeadapted clearing operation, the roadside was widened by removal of some trees in the forest edge whereupon a complementary clearing with a conventional chain flail was conducted.

BackgroundAccording to the Swedish Statistics Central Office (SCB) there were 2 064 000 detached houses in Sweden in 2009. The same year Nordea Bank released a report which described an increased interest in private finances among 2,4 million Swedes. Within the area of private finances lies that which concerns real estate. We argue that a house (detached house) is one of the most financially valuable assets a person will ever own and thus the increased interest in private finance is justified.In regard to this, the financial valuation of the property becomes an issue. When discussed, people mostly refer to the market value, which is the estimated value of the property on the open market.

The southern part of Sweden, Skåne, is frequently exposed to storms causing great damage to Norway spruce (Picea abies L. Karst.) stands. A storm during the winter 1999/2000 raised the attention of the problem. A lot of forest owners got large areas of spruce stands wind thrown during this storm. Can naturally regenerated birch (Betula sp.) be an alternative on these wind-exposed sites? This was the main question I was facing when discussilig the problems with Esben Möller Madsen, Söderåsens forest district. The aim of this master thesis was to present an economic analysis of Norway spruce versus birch.

Forest biomass is becoming an increasingly important source of renewable energy, and thereby the demand is increasing. There is currently 213 000 km of forest roads in Sweden that could be suitable for biomass harvesting. Harvest of biomass along forest roads both provides biomass and maintains the quality of the roads. Currently, the volume of biomass along roads can only be assessed post harvest, chipping and industry deliverance. As the decision of whether or not to harvest should preferably be based on more than experience, the TJ-method has been proposed. The TJ-method is a subjective method to quickly determine the dry matter quantity with the assessment being conducted from the roadside.

Fragmentation and reduction of forest area is a threat for many forest species and their habitat. Deficiencies in forest quality, such as lack of dead wood and old trees, are one explanation of the threat. The most important action to prevent the continued loss of forest types is to protect forest, but also to restore and to create areas that not previously had high nature values. Hence one of the key strategic roles for Fritid- och Naturkontoret, Uppsala municipality, is to monitor biodiversity in the context of urban planning. The majority of the Uppsala municipality residents live in urban areas and most of them spend some of their spare time in natural areas in cities and their immediate surroundings. Exploitation in and around Uppsala is high, but it is important that there is enough nature close to houses to meet the residents? needs of recreation.

Dead wood is important for many species. The amount of coarse dead wood (diameter >10 cm) is much lower in managed forest than in unmanaged forests. Stumps constitute the largest proportion of the volume of coarse dead wood in managed forests. Since stump harvest for biofuel may increase, the amount of dead wood will decrease even more, which may threaten biodiversity. The first aim of this study was to compare the amounts of fine woody debris (FWD, .

Uppsats för avläggande av filosofie kandidatexamen i Kulturvård, Landskapsvårdens hantverk, 15 hp, 2015.

Title: "The proper real estate agent"- a paper on expectations for new real estate agent's first impression. Level: Bachelor of Science in Business Administration Author: Jennifer Alm Supervisor: Jonas Kågström Date: 2011? June Aim: The purpose of this paper is to analyze how hiring managers in the real estate broker understand the jobseeker during interviews. This analysis is based on the recruiters description of the first impression and the non-verbal communication in comparison with relevant theory. Method: I began my research by studying scientific articles to obtain great knowledge of the subject and write my theory chapter.

Forestry is increasing on an industrial scale where collection of logging residues takes a greater part. This has resulted in more machinery and heavy machinery driving in the clear felled area, this increases the risk of soil damage that will occur in the form of soil compacting and rutting in the clearings. This affecting on the nature in a negative way and especially in rivers and lakes that are affected by siltation and acidification leading to increased levels of heavy metals and methyl mercury. The purpose of this study was to investigate why there is damage to the ground when working with the slash in forest management from the forest officer point of view. A self-designed questionnaire was used and 45 questionnaires were sent out to various companies all over Sweden.

Beef cattle wintering outdoors should be provided a shelter, e.g. a type of barn or corresponding. This type of production requires appropriate soil types and secured animal welfare. For example, a clean and dry resting place needs to be provided to the animals. To receive an exemption for buildings the farmer has to have something equivalent that provides an adequate shelter.

In Sweden the real estate sector accounts for 33 % of energy consumption and just below 10 % of the emission of carbon dioxide. As a consequence of the external pressure from climate change it?s in everybody?s interest to reduce the energy consumption and thus reduce the emission of carbon dioxide. An additional incentive to reduce the energy consumption is the substantial increase of the energy price since the deregulation of the electricity market in 1996.In this study the techniques that exist to build multi-storey residential buildings with high energy performance will be investigated. Further the study intends to investigate the optimal energy performance from a real estate economic perspective.In order to investigate the optimal energy performance a model has been created with the parameters investment cost, rental revenues, operation and maintenance cost, discount rate and investment horizon.The result shows a relationship between a high investment cost and a high energy performance for newly constructed multi-storey residential buildings.

Skogen har sedan årtusenden tillbaka nyttjats av människan för sitt leverne. Allteftersom möjligheten att äga egen skog och att skogens ekonomiska betydelse har ökat har värderingen av skog förändrats. Avkastningsberäkning har länge legat till grund för värdering av skog, men idag räcker inte detta för att uppskatta marknadsvärdet på skogsfastigheter. Det är tydligt att det är fler bakomliggande faktorer än den skogliga avkastningen som spelar roll för prisbildningen. Huvudsyftet med denna studie var att öka kunskapen om prisbildningen på skogsfastigheter samt att undersöka och eventuellt utveckla värderingsgrunder.

Acidification is a central concept in the environmental debate. The effect of acidification of the soil is a matter of a decreasing amount of cations and thereby a decreasing ability to resist a supply of hydrogen ions to the soil. Acidification has gradually increased in the O horizon in Västerbotten over a 30-year period from the 1970th to the 1990th. The aim of this study was from inventories of The Swedish National Forest Soil Survey and The Swedish National Forest Inventory explain and quantify the acidification that has occurred in the O horizon of two regions in the north of Sweden. Data from SMHI, The Swedish Meteorological and Hydrological Institute, has also been used.

Uppsats för avläggande av filosofie kandidatexamen i Kulturvård, landskapsvårdens hantverk, 15 hp, [2015].