The last years? financial situation has contributed to an increased willingness from the banks to handle risks. The most important risk to cope with is a risk that is related to a customer?s ability to repay loans. Forecasts indicate that in the future, Swedish farmers will be facing profitability challenges, which points to a need to reconsider the banks procedures considering risk management in credit granting for agricultural businesses.Today?s risk management will be given two complements in this study.

The main purpose of this study is to investigate and understand how technology students handle information especially when they are working with their Masters thesis. A further purpose is to examine how technology students use library resources of the Linköping University. The research method used is grounded theory, where description of the method is an integral part of the study. Twelve qualitative interviews were made with newly qualified graduates from the engineering programs of Linköping Institute of Technology. The respondents were divided into two groups, A and B, with six in each group.

Children's library's primary task is to encourage children to read. Promoted readingleads to increased reading skills. A common method for this purpose is booktalk. This studyaims to examine how children?s librarians work with booktalk aimed towards children andhow it can be developed as a working method to support the library's reading promotionactivities.

The purpose of this study was to examine how teachers practice Arne Tragetons theory of using computers as the first writing instrument in reading and writing development. We wanted to clarify how the work from using Tragetons theory was applied while investigating if and how other methods of reading and writing instruction were used. Our interest lays in how the teachers accomplished the knowledge of this theory and also how the choice of this approach came about. To investigate this we used interviews with a qualitative nature, where seven active teachers were interviewed. They worked in three different schools in years one to three, they were all women and had various long experiences of work on the computer writing tools.

Annual reports are by many considered to be companies primary way to inform their world where the CEO's words are read most carefully by shareholders. The purpose of this paper is to examine the design of the CEO's words in annual reports in light of the financial crisis in 2008. The study seeking explanations for change, similarities and differences in the various texts based on three themes which are results, future and confidence. In this qualitative study five CEO's words are explored by means of a discourse analysis, all from large Swedish industrial companies listed on the Stockholm Stock Exchange. Some of the results shown is that the CEO tends to talk about the company's results in a self-serving manner and CEO speaks more aboutm the results before than after the crisis.

?Det är så bra att läsa? är ett uttryck som vi alla har hört. Som en formel uttalas dessa ord om skönlitterär läsning. Med den här uppsatsen hoppas jag inspirera till att fler människor engagerar sig i hur skönlitteratur kan användas i utbildningen.För de som har tagit ställning till att skönlitteraturen har en viktig roll att spela i skolan, är det intressant att diskutera hur skönlitterära läsare utvecklas. Jag genomförde ett undervisningsförsök i syfte att se om eleverna i en årskurs 8 utvecklas som skönlitterära läsare när de får använda det narratologiska verktyget berättarperspektiv.Före respektive efter denna undervisning skrev eleverna ner sina spontana intryck av ett avsnitt ur Janne, min vän av Peter Pohl.

?Det är så bra att läsa? är ett uttryck som vi alla har hört. Som en formel uttalas dessa ord om skönlitterär läsning. Med den här uppsatsen hoppas jag inspirera till att fler människor engagerar sig i hur skönlitteratur kan användas i utbildningen.För de som har tagit ställning till att skönlitteraturen har en viktig roll att spela i skolan, är det intressant att diskutera hur skönlitterära läsare utvecklas. Jag genomförde ett undervisningsförsök i syfte att se om eleverna i en årskurs 8 utvecklas som skönlitterära läsare när de får använda det narratologiska verktyget berättarperspektiv.Före respektive efter denna undervisning skrev eleverna ner sina spontana intryck av ett avsnitt ur Janne, min vän av Peter Pohl.

The last years? financial situation has contributed to an increased willingness from the banks to handle risks. The most important risk to cope with is a risk that is related to a customer?s ability to repay loans. Forecasts indicate that in the future, Swedish farmers will be facing profitability challenges, which points to a need to reconsider the banks procedures considering risk management in credit granting for agricultural businesses.Today?s risk management will be given two complements in this study.

The aim of this master´s thesis is to analyse what factors have an impact on the quality of school libraries. The research questions are: How do some school principals, school librarians and school inspectors view quality in school libraries and what has an impact on quality?How do they view some existing quality criteria?How important do they think the integration of the school library into the curriculum is?The theoretical approach is derived from research about school libraries by David Loertscher and by Sharon Markless and David Streatfield. The empirical material has been collected through half structured qualitative interviews. The informants chosen are principals and school librarians from three Swedish primary schools (6-15 years).

The aim of this study is investigating how some Elementary School teachers of special classes describe how they use iPad as an educational tool when teaching Swedish. To find out I have carried out an interview investigation. I have analyzed results using theoretical concepts from the sociocultural perspective, scaffolding and artefacts.The cummulative result shows that teachers describe that they practice linguistic consciousness and that pupils are trained in writing Swedish in this subject. Another result shows how all teachers describe that they work face-to-face with pupils using iPads in Swedish lessons. Further results show how teachers present possibilities of using iPad as an educational tool when teaching Swedish.

Title: Predictions and explanation models for bankruptcy in stock-companies ? A study of three failed Swedish companies Author: Tim Svanberg Supervisor: Emil Numminen Department: School of Management, Blekinge Institute of technology Course: Bachelor?s thesis in business administration, 10 credits Purpose: The purpose of the thesis is to find explanation for bankruptcy with the help of prediction models. The purpose is also to add explanation by using Behavioral analysis Method: Quantitative research of bankruptcies using financial prediction models and qualitative study of psychological pitfalls. The study is deductive. Results: I found that it is possible to explain the bankruptcies using the prediction models.

This paper investigates the determinants of corporate cash holdings for a broad sample of Swedish non-financial firms in the 1999 - 2009 period. Using a fixed effect regression model, we find that firms with riskier cash flow hold relatively high ratios of cash to total assets. This is in line with both the precautionary motive and agency motive for cash holdings. Net working capital is found to be negatively related to corporate cash holdings. A result commonly interpreted as support for a negative substitution effect between net working capital and cash.

SammanfattningAlla barn i förskolan har rätt till en stimulerande språkutveckling, att kunna uttrycka känslor, behov och känna delaktighet i det sociala samspelet. Syften med denna studie är att ge en övergripande bild över hur teckenanvändning i förskolan kan stimulera barns språkutveckling oavsett svårigheter och vad pedagogerna har för inställningen till metoden ur ett sociokulturellt inkluderande perspektiv. Tidigare forskning visar att det finns positiva effekter av att använda sig av tecken som ett komplement för att förstärka talspråket, speciellt för språksvaga barn. Det har framför allt fått konsekvenser för begreppsutvecklingen och ordförståelsen som innefattas i förskolans styrdokument. Tillvägagångssättet i studien var kvantitativ metod i form av en digital enkätundersökning som skickades ut till förskolor runt om i landet.

The purpose of this master-thesis in library and information studies is to investigate how different views on children´s literature show up in pedagogical work in preschool. The aim is also to study methods used in the pedagogical work with literature. Are there any connections between views and methods? Is any view predominant or are they used in combination? The question at issue is: "Are there any connections between different views on childrens literature and pedagogical methods in preschool, and if so, how do they show?" The framework of theory is based on epistemological concepts viewing children´s literature by John Hultberg. In "Om humaniora, litteratur och tradition" he sorts out three strategies: the pragmatic, the traditional, and the emancipating.

Håkansson, Katarina (2011). Hur skildrar barn i förskoleklass och deras föräldrar den skriftspråkliga utvecklingen; How children and their parents in a preschool class depict the development of written language; Med fokus på ett tidsperspektiv som sträcker sig från förskola till tiden i förskoleklass. Skolutveckling och ledarskap, Specialpedagogik, Lärarutbildningen, Malmö högskola. Mitt syfte med denna undersökning är att beskriva hur elever som går i förskoleklass och deras föräldrar och pedagoger skildrar den skriftspråkliga utvecklingen. Likaså vill jag undersöka om föräldrarnas egna läsvanor hänger samman med barnets läsintresse och behållning av olika läsupplevelser. Undersökningen är kvalitativ med inramning av ett sociokulturellt perspektiv och empirin grundar sig på tretton halvstrukturerade intervjuer.