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353 Uppsatser om Credit rating - Sida 10 av 24

Drogmissbrukare och psykisk hälsa

The purpose of this study was to investigate the relationship between mental illness and socioeconomic factors such as education, age and gender among drug users. Descriptive and ANOVA analysis were performed to 68 structured interviews (Addiction Severity Index basic). Analysis addressed associations between drug usage and level of education, age and gender. Results showed gender differences in self-rated mental health with women drug users rating their mental health lower than men. In addition, there was no association between age, educational level and self-rated mental health.

Kan omega-3 lindra hudsymtom hos psoriatiker?

Sahlgrenska Academyat University of GothenburgDepartment of internal medicine and clinical nutritionAbstractTitle: Does omega-3 mitigate skin symptoms in psoriatic patients? ? A systematic review about the effects of supplementationAuthor: Anita Borgmästars and Sara LinderSupervisor: Mette AxelsenExaminer: Anna WinkvistProgramme: Dietician study programme, 180/240 ECTSType of paper: Examination paper, 15 hpDate: May 22, 2012Background: Psoriasis is an inflammatory skin disease with high prevalency. Its treatment is time-consuming and associated with many side effects. Therefore alternative forms of treatment, among them omega-3 supplementation, have been investigated. Omega-3 is a family of polyunsaturated fatty acids whose metabolites participate in the regulation of inflammatory reactions in tissues and may therefore have a positive effect on skin symptoms in patients with psoriasis.Objective: To determine if omega-3 supplementation has a beneficial effect on skin symptoms in psoriasis compared to omega-6 supplementation by rating the evidence quality in available studies.Search strategy: The literature search was conducted in the databases PubMed, Scopus and Amed.

Villa Furulid : gamla anor möter dagens behov

The last years? financial situation has contributed to an increased willingness from the banks to handle risks. The most important risk to cope with is a risk that is related to a customer?s ability to repay loans. Forecasts indicate that in the future, Swedish farmers will be facing profitability challenges, which points to a need to reconsider the banks procedures considering risk management in credit granting for agricultural businesses.Today?s risk management will be given two complements in this study.

Riskhantering vid kreditgivning till lantbruksföretag : riskanalyser av fyra fallgårdar

The last years? financial situation has contributed to an increased willingness from the banks to handle risks. The most important risk to cope with is a risk that is related to a customer?s ability to repay loans. Forecasts indicate that in the future, Swedish farmers will be facing profitability challenges, which points to a need to reconsider the banks procedures considering risk management in credit granting for agricultural businesses.Today?s risk management will be given two complements in this study.

Upplevelseredovisning : Resursallokering i en restaurang

This study is about exclusion and childrens role-play in Swedish preschools. 8 preschool teachers, in 4 different preschools, have been interviewed about exclusion and low and high rating roles in children's role-play. The interviews was recorded and then analyzed. Relevant research in this study was from Corsaro, Tellgren and Löfdahl amongst others, and the results of the interviews is what this study is based on. The study showed that one of the most common roles in childrens role-play is the role of mother and that the roles children play are based on social norms and values.

Risk Management for commodity consumers -A study of the Airline industry-

The aim of this study is two folded. We wish to investigate if there is a value premium from hedging jet fuel exposure for American and European airlines. We also seek to answer if airlines can affect their probability to default by using Risk Management. During the period 2003 ? 2006 there existed a value premium for airlines that hedged their expected future consumption of jet fuel.

Vinflaskans framsidesetikett som marknadsföringsverktyg i Sverige

This study is about exclusion and childrens role-play in Swedish preschools. 8 preschool teachers, in 4 different preschools, have been interviewed about exclusion and low and high rating roles in children's role-play. The interviews was recorded and then analyzed. Relevant research in this study was from Corsaro, Tellgren and Löfdahl amongst others, and the results of the interviews is what this study is based on. The study showed that one of the most common roles in childrens role-play is the role of mother and that the roles children play are based on social norms and values.

Gästlojalitet : En kvantitativ studie utförd på ett hotell i Sverige

This study is about exclusion and childrens role-play in Swedish preschools. 8 preschool teachers, in 4 different preschools, have been interviewed about exclusion and low and high rating roles in children's role-play. The interviews was recorded and then analyzed. Relevant research in this study was from Corsaro, Tellgren and Löfdahl amongst others, and the results of the interviews is what this study is based on. The study showed that one of the most common roles in childrens role-play is the role of mother and that the roles children play are based on social norms and values.

Att utveckla en turistdestination : Samarbetet mellan privat och offentlig sektor

This study is about exclusion and childrens role-play in Swedish preschools. 8 preschool teachers, in 4 different preschools, have been interviewed about exclusion and low and high rating roles in children's role-play. The interviews was recorded and then analyzed. Relevant research in this study was from Corsaro, Tellgren and Löfdahl amongst others, and the results of the interviews is what this study is based on. The study showed that one of the most common roles in childrens role-play is the role of mother and that the roles children play are based on social norms and values.

Inverkan av leasingklassificering på konkursrisk - en studie av hur redovisningsbaserade prediktionsmodeller påverkas av en ny leasingstandard

The purpose of this bachelor-thesis is to investigate the possible effects of lease accounting on the estimation of bankruptcy. This is done by estimating the risk via prediction models based on accounting ratios for a sample of 43 listed firms in Sweden. Estimation is conducted twice for each firm, once base on unadjusted data as it is presented in the annual report of 2012, and one with data adjusted for operational leases (that is data is treated as if all leases present were to have been reported as financial leases). In the next step it is tested weather the predictive ability of the models is affected by this adjustment or not. For this purpose translation of bankruptcy risk into synthetic Credit ratings via interest coverage ratios is done.

Varumärkets betydelse - en jämförelse mellan hur unga och äldre påverkas i köpprocessen

The thesis strives to answer the question whether there are any differences between how young customers, in comparison with older, are affected by brands when buying different products. The purpose is to get a clearer idea about the brands' importance in the future and in that way also to give guidance to companies about how to best market themselves and there products.To answer the question, an experiment was conducted with 480 respondents taking a survey where they had to rate a product after reading a short text about it. Some of the texts stated that a specific brand was behind the product while some said the product was produced by an unknown brand.The result of the study was that young people showed a greater propensity of rating products with a brand higher than products without brands, in comparison with the older respondents. This gives reason to believe that brands progressively will become an even more important tool for marketers and an unmatched asset for companies in the future..

Belåning av aktier : har riskerna underskattats?

Investors? use borrowing as a way to profit from leverage advantages in their portfolios.When investors borrow with their securities as safety for the loan and the value of thesecurities decrease the investor can get a portfolio with more credit than what is covered bythe value of the securities and risk huge losses. To what extent an investor is allowed toborrow with his portfolio as safety depends on the bank or broker and varies between theproviders. By studying available material and in addition to that making an empirical study Iattempt to find out the reason for the varying degrees of leverage possibilities between thebrokers and how the degree of maximum borrowing on the securities are decided. Thefindings show that decision of leverage degree on a security is made after first making aquantitative analysis of the stocks volatility and liquidity and thereafter make a qualitativeanalysis of the company.

Depressionsbehandling via internet : En randomiserad kontrollerad studie

Depressionssjukdomar är vanligt förekommande och medför stor sjukdomsbörda. De psykologiska behandlingsmetoder som visat sig effektiva vid depression är bland annat kognitiv beteendeterapi (KBT) och beteendeaktivering. I denna studie undersöks effekterna av internetbaserad KBT med behandlarstöd vid mild till måttlig egentlig depression. Totalt 80 deltagare randomiserades till behandling respektive kontrollgrupp. De mätinstrument som användes i studien var självskattningsformulären Beck Depression Inventory (BDI), Beck Anxiety Inventory (BAI), Montgomery Åsberg Depression Rating Scale Self?assessment (MADRS?S) och Quality of Life Inventory (QOLI).

Immateriella tillgångar : Om problematiken i kreditbedömningsprocessen

Bakgrund och problem: Dagens företag består allt mer av immateriella tillgångar då samhället vi lever i har blivit allt mer högteknologiskt och kunskapsintensivt. När småföretag vill expandera vänder de sig vanligtvis till banker för att ansöka om krediter. Det finns dock en stor kritik mot hur banker hanterar utlåning till småföretag. Överlag är det väldigt svårt för småföretag att bli beviljade krediter hos banker, speciellt för de småföretag som har en hög andel immateriella tillgångar. Vissa forskare menar även att det finns skillnader i hur immateriella tillgångar bedöms vid kreditbeslut.

Gröna tak i urbana områden

Bergkaraktäriseringssystem såsom RMR och Q (Rock mass rating och Rock tunneling quality index) används ofta i förstadiet av ett byggprojekt för att ge en tidig uppfattning om bergmassans karaktär och kvalitet. Informationen underlättar planeringen och det fortsatta arbetet genom att påvisa korrekta arbetsmetoder och risker. De två vanligaste systemen för att karaktärisera berg är RMR och Q, vilka båda med hjälp av fältbedömningar och beräkning betygsätter den aktuella bergmassan. RMR och Q har här använts för att karaktärisera en bergmassa i Huddinge kommun inför en planerad byggnation. Resultaten av karaktäriseringen med de båda systemen skiljer sig åt på vissa platser vilket sannolikt kan förklaras med systemens olika tillvägagångssätt.

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