Problem: How does project managing appear in small IT-consulting companies and how does the project manager carry out their projects to create successful solutions for their customers?Purpose: The research has the purpose to analyze and review how IT-consults in small companies work and lead their projects to create profitability for the company, which leads to a good development for the company.  Methodology: The research is made on eight research objects in IT-consulting business and the sizes of them are between 1-49 employees. The research is made with a qualitative method to get closer to the research objects. Therefore the research is made in forms of interviews. The analysis is grounded on a comparison between the research data and the theories that are used in the research.Theoretical perspectives: The theories which have been used in the research are Involvement theory (Fill, 1999), PAFF-metoden (Marcusson & Ahlin, 2002), Projektledning (Tonnquist, 2006), Jakten på det effektiva projektet (Engwall, 1999) och Mervärde (Grönroos, 2002)Empirical foundation: The research data are founded from the interviews of the eight research objects, they have the fictive names: Gondor, Minas Morgul, Minas Tirith, Mordor, Osgiliath, Rivendell, Rohan and The Shire. Analysis/Result: Each study object starts their projects with a pre-study phase, as the PAFF-method describes it.

In this master thesis we are trying to investigate whether the heads of the four major Swedish banks are receiving compensation because of their own performance. We have investigated a number of parameters in the reporting and compensation description of Handelsbanken, Nordea, SEB and Swedbank and compared it to macro data.We have used publicly available information from the banks as well as macro data from 1998 to 2009.We have come to the conclusion that the revenue and profits of the banks are heavily influenced by external factors and that there does not appear to be a clear link between a CEOs actions, the reported results for the bank, the shareholder gains and the compensation for the CEO. It appears as if the bonus payments to a CEO may depend more on parameters beyond the CEOs own control than the performance of the CEO..

ABSTRACTTitle: Basel II ? The New Basel Capital Accord and its influence on small Swedish banks and their retail banking and risk management.Seminar: May 24th, 2007Course: FEK318 Bachelor thesis in Business Administration, 10 Swedish creditsAuthors: Mattias Kjellberg, David Uhlmann & Ivana ZubacAdvisor: Joakim WinborgKeywords: Capital cover, capital requirements, Basel II, credit giving, credit risk, risk management, retail banking, small banks, pillar 2Problem: What influence does Basel II and the new updated management of credit risks in pillar 1 and the active risk control in pillar 2 have on small Swedish banks retail banking?Purpose: Our essay seeks to explore what influence pillar 1 and the new updated management of credit risks in the new capital accord Basel II have on small Swedish banks and what influence pillar 2 have. We also want to explain if Basel II has influences on small Swedish banks credit analysis and possible effects in their risk management and pricing.Methodology: In our essay we use an inductive approach and our chosen research method is the qualitative one. We have chosen to look into four small Swedish banks, and the empirical data is obtained from telephone interviews with selected respondents from Länsförsäkringar Bank, SkandiaBanken, GE Money Bank and ICA Banken.Conclusions:? The work with credit scoring does not get influenced by Basel II if the Standardised Approach is chosen.? Banks that?ve early implemented high technological systems in the organization, that small banks normally do, have gotten an easier transition to Basel II.? Basel II will result in a risk adjusted pricing and a more fair credit market.? Internal Ratings-based Approaches is very demanding to develop, but at the same time it?s a more risk sensitive approach.? Pillar 2 results in a more sophisticated work for the small banks.? Basel II results in a further price press on residential loans in Sweden..

Uppsatsen handlar om hur callcenter inom banksektorn skapades, hur de ser ut idag och hur framtiden ter sig. De företag vars callcenter studeras är: Föreningssparbanken, Handelsbanken, Nordea och SEB. Metoden är för studien är induktiv och kvalitativ. För att inhämta empiri och vi använt oss utav en kombination av semistrukturerade/ostrukturerade intervjuer. De teoretiska källor vi har använt oss utav är till exempel Mintzberg och Morgan..

SummaryThe purpose of this thesis is to examine what effect the IFRS 2 has on earnings, equity, financial strength and return on equity for listed Swedish companies with active stock option plans. The purpose is further to investigate the companies? attitudes towards IFRS 2 and to find out if companies tend to deviate from stock option plans due to the changed accounting rules. We also want to examine the view of IFRS 2 from an auditor?s perspective.We have used a deductive approach and a mix of quantitative and qualitative research methods with a view to get a completely clear picture within the field of study.

The aim is to develop a new decision-making model for credit-loans. The model will be specific for credit applicants of the OKQ8 bank, becauseit is based on data of earlier applicants of credit from the client (the bank). The final model is, in effect, functional enough to use informationabout a new applicant as input, and predict the outcome to either the good risk group or the bad risk group based on the applicant?s properties.The prediction may then lay the foundation for the decision to grant or deny credit loan.Because of the skewed distribution in the response variable, different sampling techniques are evaluated. These include oversampling with SMOTE, random undersampling and pure oversampling in the form of scalar weighting of the minority class.

The purpose of this thesis is to investigate if there is a risk that Sweden will go in to crises at the house market and in the bank sector. The Swedish house prices have in the last years growth very high and quickly and are now over the development in the beginning of 1990. The method I use to investigate this is a multiple regression model. I follow a regression that both OECD and the Swedish Riksbank use. The difference between my analyse and theirs is that we use different periods..

Agricultural drainage ditches are links between fields, lakes and oceans, having the potential to transport e.g. sediment and nutrients. When in a good condition, drainage ditches can act as sinks for e.g. phosphorus and sediments and prevent eutrophication downstream. The aim of this study was to determine the condition of one agricultural drainage ditch and to come up with suggestions for appropriate measures. The aim was also to determine which of the ditch?s properties that were possible to evaluate visually, which processes they represented as well as which properties required complementary physical analysis. This in order to contribute to the work of developing a method for determining the status/condition of agricultural drainage ditches.

 This paper covers how a company must act to become ?greener? and yet still increase profitability with the main emphasis on the inner structure of the company. The research is focused on the Swedish security systems company Niscayah AB, part of the multinational corporation Niscayah Group with approximately 6000 employees. A company can be assumed to consist of seven parts (strategy, systems, structure, super-ordinate goals, staff, skills and style) that have to cooperate for the firm to be able to become more environmentally friendly. Also, the economic performance is of importance and therefore that too is examined.

Tidigare forskning visar på att småbolagens existens har en stor betydelse. Småbolag bidrar inte bara till att generera fler jobb, de bidrar också till den ekonomiska tillväxten. Dock kräver deras existens och fortsatta tillväxt mer kapital, de behöver därmed ha tillgång till krediter. Tidigare forskning visar på att småbolag har svårigheter att erhålla bankkrediter jämfört med större bolag. På grund av Basel-regleringarna och de införda kapitalkraven har bankerna blivit mer försiktiga och är inte villiga att ta allt för stora risker.

Teoretisk förankring och frågeställningar.Kundtillfredsställelse handlar om att sätta kunden i fokus. Det finns många faktorer som spelar in på en kunds upplevda globala tillfredsställelse, det vill säga det samlade intryck som denne får av ett företags produkt eller tjänst. Dock finns det enligt Sörqvist (2000) inga allmänt applicerbara parametrar som avgör vad det är som har mest inflytande på kundtillfredsställelsen. Därav kommer vi till vår första frågeställning;F1 = Vilka parametrar anser kunderna vara av störst vikt gällande kundtillfredsställelse i bank- respektive nyhetsapplikationer?Vidare menar Kuo et al (2009) att det på grund av detta är viktigt att identifiera rätt parametrar för varje unik kontext.

Bakgrund Det riktas idag mycket fokus på entreprenörskap i samhället och det blir allt vanligare att människor väljer företagande som ett karriärsval. Den tid vi nu lever i brukar kallas för entreprenörens era och de personer som väljer att starta eget företag hyllas som hjältar. Detta fokus på entreprenörskap grundar sig i att det i Sverige under de senaste två decennierna har skett ett ideologiskt skifte och en individualiseringsprocess på arbetsmarknaden. Genom denna individualisering har ansvaret för att få ett arbete flyttats från staten till individen. Individens rätt till en anställning har ersatts av skyldigheten till att skaffa en anställning.

Att SEB fick göra en kontraktion av sin verksamhet och skifta fokus mot företagskunderna i Tyskland berodde delvis på förändringar i de institutionella villkoren. Följande studie beskriver och analyserar SEB:s förvärv och försäljning av sin tyska kontorsverksamhet. En bakgrund ges till SEB:s expansion i Tyskland samt processen fram till kontraktionen. Empirin har huvudsakligen införskaffats genom djupgående semistrukturerade intervjuer och ställs mot en modell för svenska bankers internationaliseringsprocess i vår analys. Vår studie visar på vikten av att anpassa sig efter och ta till sig skillnader i kultur och marknadsstruktur när man expanderar internationellt.A .

The purpose of this study is to clarify the most important factors that affect Swedish perennial growers when designing their assortment. The study describes how herbaceous perennials are produced in Sweden today and try to give an answer to the question how growing method and choice of assortment are affecting the possibilities of Swedish producers to compete on the market. Seven perennial growers in the southern and western parts of Sweden have been interviewed about their production methods and on what basis they design the assortment of perennials. During the interviews five factors seem to be the most important when the growers choose which species to grow ? profitability, the characteristics of the species, the sales channel/customer, the growing environment/growing facility and the grower?s interest and knowledge. It is often a combination of these five factors deciding if a cultivar will be grown or not. .

To invest money in funds is increasing rapidly in popularity and one of the biggest reasons is that banks are offering a greater range of funds. Information about funds is always easy to find and it is easy to invest money in a fund because the bank takes care of all the management of the fund.The essay examines two funds from two different countries with an aim to choose the one with best potential yield. The first fund is entirely invested in North America and the second fund invests in Asia, with most of its possessions in companies from China. Both these funds invest in wellknown companies in respective region. The essay is limited to compare these funds with data from 2005 to 2009.Information was collected from Morningstar and Avanza Bank for the quantitative examination.