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974 Uppsatser om Bank guarantee - Sida 29 av 65

Energieffektiv Linjesjöfart Till Och Från Gotland

The ferry traffic to Gotland is essential for the island?s ability to live and develop. Yearly, it transports 1,6 million passengers, 500 000 personal vehicles and 750 000 lane meters of freight with four Ro-Pax ferries. The traffic is controlled and subsidized by the Swedish government since 1971 in order to guarantee the inhabitants and industry of Gotland a satisfactory transportation service. As a consequence of the past decades increased traffic quality, mainly due to a decrease in crossing times, the traffic?s environmental impact and costs has also increased.The Master Thesis proposes a new energy efficient traffic arrangement that satisfies the users? preferences in the same extent as today.

Multipel regressionsanalys av variabler som paverkar BNP

In this report a model was constructed in order to determine how a number of covariates influence the gross domestic product, GDP. The covariates were chosen depending on their expected influence on GDP, for example education and life expectancy. The data used in this report are collected from the World Bank. The model to describe GDP has been calculated using multiple line arregression. In order to reach a reliable final model the number of covariates has been gradually decreased to eliminate insignificant covariates.

Informera, konsumera och röra sig fritt : en studie om kvinnors valfrihet och abortens dimensioner i den Europeiska unionen

The aim of this study is to describe and analyze how the European union relates to the different dimensions of abortion. What kind of problem is abortion and whose right is it? Does difference framings of the problem enable different solutions?By analyzing debates from the European parliament through Carol Lee Bacchis method ?What?s the problem approach? I have come to see that different representations of a problem changes the problem it self. This emphasis that a problem is a problem in one context, but not in an other.Depending on the work of, among others, Barbara Hobson and Ailbhe Smyth I have focused upon the European union as a economical project, leaving social issues to national competence. This makes the EU a patriarchal project that fails to guarantee women?s rights.

Corporate Social Responsibility inom banksektorn : En fallstudie av Nordeas CSR-strategier

AbstractTitle: Corporate Social Responsibility within the banking-sector ? A case study of the CSR-strategies of Nordea.Seminar date: 130108State University: Mälardalen University ? Västerås Institution: School of Sustainable Development of Society and TechnologyLevel: Bachelor Thesis in Business Administration ? FÖA300Authors: Samir Ghaddab, Josefine Jonsson, Sam LindforsExaminor: Cecilia Lindh Thillenius Supervisor: Magnus LinderströmPages: 35 Attachments: 1 Key words: CSR, bank, sustainability, communication, awarenessResearch questions:- What is the nature of CSR-related work in Nordea, and how do they practice CSR? - How can Nordea raise awareness about CSR among employees and other stakeholders?Purpose: The purpose with this thesis was to get an increased understanding about how Nordea interprets CSR and how they work with CSR. Finally with relevant theories in mind, this thesis presents suggestions on possible changes and opportunities within Nordea?s CSR-activities and how they can co-operate with NGO?s like CSR Sweden.Methodology: A qualitative study with deductive methods. A case study has been done with semi-structured interviews at a company and a nonprofit organization.Conclusion: The reality in which Nordea operates conforms to the theories presented in the thesis when we look at the driving forces behind working with CSR and the demands on the company that stakeholders have.

Valtrötthet på den svenska fondmarknaden?  : En experimentell studie av svenska bankkunders fondval

Allmänhetens uppfattning är att desto fler valmöjligheter det finns desto bättre är det. Men är det verkligen så i alla olika valsituationer vi ställs inför? (Iyengar & Lepper 2000)   Utifrån tidigare forskning testar vår uppsats om människors valmöjligheter, ett experiment där vi ser hur människor gör sina val på den svenska fondmarknaden. De fick välja mellan ett mindre (limited) urval eller ett större (extensive) urval av fonder.  Utgångspunkten i uppsatsen är två olika forskningsartiklar från Iyengar & Lepper (2000) samt Iyengar & Jiang (2003) där de testar hur människor gör sina val när de får olika stora utbud att välja bland. I deras forskning kommer de fram till att även om människor tycker att det är roligare att ha många valmöjligheter så blir det oftare val gjorda eller saker köpta om de har mindre saker att välja bland.

DnB NOR - Unik etableringsstrategi för den svenska bankmarknaden

DnB NOR, Norges ledande bank är en ny aktör som år 2007 påbörjade sin etablering på den svenska bankmarknaden vilken på senare tid präglats av förändringar. Studiens syfte är att utifrån ett marknadsföringsperspektiv undersöka och analysera DnB NOR:s val av etableringsstrategi på den svenska bankmarknaden för privatpersoner samt varför företaget valt denna strategi.Utifrån studiens teoretiska modell kan ett företag etablera sig antingen via uppköp av befintliga företag eller genom internorganisk tillväxt. För uppsatsen har en kvalitativ metodform använts vilken bygger på semistrukturerade personliga intervjuer med representanter ifrån DnB NOR och Svenska Bankföreningen.Slutsatsen är att DnB NOR använt sig av en unik etableringsstrategi som bygger på uppköp av företag verksamma på indirekt relaterade marknader till den svenska bankmarknaden..

Informationssa?kerhetsanalysers verksamhetsnytta : Utva?rdering och fo?rba?ttringsfo?rslag

The importance of good information security and safety grows larger and larger for each day in the information society of today. This concerns citizens, companies and public authorities. At the Swedish Transport Administration, the operation of an information security and safety process has evolved over the years to guarantee that the public authority can be trusted by its citizens, cooperating companies and other public authorities. This responsibility has been assigned to the Information Security and Safety Department (Informationssa?kerhetsavdelningen, ITsa?).In this thesis the aim is to review to what extent ITsa? achieves any business benefits for the Swedish Transport Administration, and to analyze, streamline and come up with solutions to improve their workflow.

Utvärdering av öppna dikens status och funktion : en förstudie i Västmanlands län

Evaluations of open Ditch status and function, with an assessment of suitability of a conversion to a two stage ditch as a low maintenance alternative. To illustrate Swedish drainage problems this work focused on two agricultural drainage associations assessed in detail with a new method called MADRAS (Minnesota Agricultural Ditch Reach Assessment for Stability). With the assessment of the MADRAS method estimates were made to conclude the ditches operating problems. This was made through measurements of sediment depths, mass bank failures etc. in order to quantify ditch problems and propose practical actions for improved ditch stability and water quality. The MADRAS surveys were conducted in two main ditches that drains 2900 hectares of land on the northern shores of Mälaren. In the study measurements of the ditch cross-sections were also conducted to compare actual profiles with the original map profiles. The evaluation showed that parts of the studied ditch sections were operatively poor; main reason was mass bank failure, undercut channel banks, sediment aggregations and narrowed ditches. The profile survey shows that a majority of the profiles 80 % has sediment accumulations there remains only 64 % of the original profile from the map.

Den kommunikativa och organisationskulturella utmaningen : Länsförsäkringar Gävleborg Bank och Försäkring

Syftet med denna uppsats är att belysa ämnesområdena kommunikation och organisationskultur. Samt vad som är signifikativt i det dagliga arbetet för valda ämnesområden inom Länsförsäkringar Gävleborg ur ett medarbetarskaps perspektiv.Denna uppsats påvisar att en känsla av delaktighet är signifikativt för att kommunikation överhuvudtaget skall ske. Detta är något som de teorier vi undersökt förespråkar och överrensstämmer med den verklighet som presenteras i uppsatsen. Vidare har vi även upptäckt att de olika kontoren som besökts utvecklat egna arbetssätt och så kallade subkulturer, som medarbetarna känner sig bekväma att arbeta utifrån. Vi tror i detta sammanhang att en mer aktiv kunskapsspridning mellan kontoren är nödvändig, då verksamheten baseras på just kunskap. .

Bolånetakets påverkan på efterfrågan av hyresrättslägenheter

This Degree project is a study about the Mortgage Cap, introduced in October of 2010, and its impact on the demand for rented apartments. The mortgage cap was introduced to decrease the households? loan-to-value ratio and thereby increase their economical resistance during times of financial instability.The past ten years Swedish households have continuously increased their average loan-to-value ratio. In an attempt prevent this negative development Finansinspektionen introduced a mortgage cap stating that banks should no longer grant mortgages corresponding to more than 85 percent of the property?s market value.In order to answer the main question two methods were used both a survey and two interviews.

Kvalité och kontroll inom revisionsbranschen : spelar det egentligen någon roll?

Audit is a service of society that takes place in the public interest. To guarantee the quality of auditing a quality control is done with predetermined time intervals. The purpose of this paper is to investigate and analyze the concept quality and the procedure of the quality control and further to tie concepts like trust and ethics to the audit profession. To make the picture complete the paper also provides an insight regarding what deficiencies in quality, in other words failures, means to the audit profession. By performing semi-structured interviews with seven qualified auditors, active on different auditing firms in Skåne, substantial information was collected.

?Varje bok skall vara en gatsten?: En studie av ideologiska bokförlag på det svenska litterära fältet.

The purpose of this thesis is to examine a selection of ideological publishing houses in Sweden today. We want to examine where they are situated in the literary society, their terms and prerequisites. This is achieved through interviews with informants from each of the publishing houses, which we analyze with concepts from the culture sociologist Pierre Bourdieu. The publishing houses are also put in context through information from other actors in the literary field, together with previous research and other material about the Swedish book market. The main research problem in the thesis is to examine the relations between the selected publishing houses ? which profile themselves as ideological ? and the literary field where they exist.

Naturanpassat bostadsbyggande :

I am in this essay to find out how to successfully combine new development with preservation of natural values, mainly large scale vegetation and ground formations.This is done by studies of three developments. The first development, Engeltofta backe, lies 7 km northeast of Gävle. The expectations of natural preservation were not fullfilled when this area, after the explotation, did not have any vegetation of value left. The second example, Östra Kvarnskogen in the community of Sollentuna, shows, as far as one can tell at the moment, a sucsessful combination of new development and preserved nature. The third example is a development in the community of Kullön. In this area the ambition of combining preservation and development was fullfilled. After studying vital documentation in each planning process, I made interviews with different actors in each of the three processes. I thereafter compared the different documents and answers from the interviewed persons to find out if there were any significant similarities or differences which could be of importence when natural values is to be preserved in new developments. My conclusion of this study is that it is of great importence to define key expressions often used in the process, such as natural values and preservation.

Omvårdnadsepikriser: Från sluten somatisk vård till hemsjukvård

Distriktssköterskan är ofta den sista länken i vårdkedjan från den somatiska vården och hemsjukvården. En fungerande överrapportering från den slutna somatiska vården till hemsjukvården är av yttersta vikt för patientens trygghet och säkerhet och det är därför viktigt att innehållet i omvårdnadsepikrisernas uppfattas som relevant för den fortsatta vården. En omvårdnadsepikris skall innehålla en slutanteckning över de omvårdnadsåtgärder som genomförts på sjukhuset och en kort beskrivning över patientens aktuella omvårdnadsbehov. Syftet med studien var att beskriva distriktssköterskors uppfattning om omvårdnadsepikrisernas relevans och användbarhet i den fortsatta vården i hemmet av palliativa patienter samt att jämföra dessa med det faktiska innehållet i omvårdnadsepikriser skrivna av sjuksköterskor inom den slutna somatiska vården.Studien har genomförts med en innehållsanalys av 16 omvårdnadsepikriser insamlade från en kirurgiavdelning på ett större sjukhus i Göteborgsregionen samt semistrukturerade intervjuer med fem distriktssköterskor i Göteborgsregionen. Avslutningsvis jämfördes resultatet från de två datakällorna för att bedöma överensstämmelsen mellan dessa.

En ledarutvecklingskurs utvärderas

Purpose: To evaluate the management development course held at FöreningsSparbanken in Ronneby during 2000. The evaluation aims to map and describe what effects the course has had on the participants. We will assess to what degree the effects meets the objectives of the course set by the manager of the bank (future management recruitment, leadership, change catalyst, aligning the strive towards a shared organisational objective). Above mentioned also implies that the organisation should be influenced in some regards. Conclusion: Our conclusion is that all of the participants have as a result of the course increased their emotional intelligence in varying levels.

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